Best Courses After 12th Commerce For High Salary: 2026

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Jagpreet

27 January, 2026

Best Courses After 12th Commerce For High Salary: 2026

Curious about the courses one can pursue after 12th with a commerce stream? Well, there are plenty of options to choose a course after completing 10+2 in commerce stream. You may pursue a BCom, BBA, BCA, or even a BA degree for different career options after 12th commerce, with streams into different fields depending on your interests. Further, you can earn approximately between INR 3-7+ LPA, depending on your skills, aggregate achieved, and the industry you work in.

Also, if you are wondering if you can pursue a course after commerce without Maths, yes, you can. There is a long list of courses without Math students to choose from. Further, if you are looking to pursue a master’s degree after a bachelor’s degree, you can also opt for integrated courses such as BCom + MCom or BBA + MBA, which are 5-year programs. The best part is that you can pursue a course after 12th commerce either via regular or online mode, whichever mode suits you better. Let’s have a look at a list of courses after 10+2 commerce, integrated courses, skill development courses, career options for commerce students, the best institutions to pursue courses from, etc. Let’s get started to help you find the best degree after 12th commerce.
 

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Best Courses After 12th Commerce With Maths

Maths as a subject for commerce students provides a very strong foundation to get quantitative knowledge in various fields like economics, risk management, finance, data analysis, etc. Therefore, it is highly advisable for students pursuing a course after 12th commerce to have maths as a part of the curriculum. Let’s have a look at the best courses after 12th commerce with maths at the UG level, generally of 3-year duration or 4 years for honours degree programmes. Here is the list of courses for commerce students with Maths.

Bachelor of Commerce 

A Bcom degree, accompanied by maths as part of its curriculum, offers students the opportunity to gain analytic skills while specialising in various domains, like accounting, taxation, international finance, investment analysis, statistics, economics, etc. It is one of the most popular commerce courses after 12th.

 

Average Course Fee - INR 9K to 3+ Lakhs

Career Path - Accountant, Banker, Credit Manager, Financial Analyst

Average Salary -  INR 2-4 LPA

Top Recruiters - JP Morgan, Goldman Sachs, Axis Bank, HDFC Bank, Ernst and Young

Course Mode - Regular/Online/Distance

Duration - 3 or 4 years

Bachelor of Arts in Economics

One of the best UG courses for commerce students is choosing a BA degree with economics as a specialisation. A BA in economics with mathematics as part of its syllabus is perfect for students to understand business analytics and various economic concepts in depth, offering immense scope for rewarding careers in this field.

Average Course Fee - INR 5K to 1.5+ Lakhs

Career Path – Accountant, Economist, Policy Analyst, Data Analyst

Average Salary -  INR 1.8-4 LPA 

Top Recruiters – JP Morgan, Goldman Sachs, Axis Bank, HDFC Bank, Ernst and Young 

Course Mode - Regular/Online/Distance 

Duration - 3 or 4 years

Bachelor of Computer Applications  

Not a strict prerequisite, but pursuing BCA with maths offers them a very strong foundation for logical problems and for core concepts like data analysis, programming, etc. There are various discrete topics, like calculus and linear algebra, that are part of the BCA curriculum, offering exposure and advantage to the students.

Average Course Fee - INR 10K to 3+ Lakhs 

Career Path – Data Scientist, Data Analyst, System Developer, 

Average Salary -  INR 2.4-4.5 LPA 

Top Recruiters – Infosys, Amazon, IBM, Google, Microsoft

Course Mode - Regular/Online/Distance 

Duration - 3 or 4 years

Professional courses – CA/CS/ACCA 

If you have strong mathematical skills, you have leverage when pursuing professional courses with high competition levels, as these exams have a separate quantitative section that requires students to apply their knowledge of statistics, mathematical formulas, logical reasoning, calculus, ratios, etc. They are one of the courses after 12th commerce with high salary prospects and accelerated career growth.

✅ Average Course Fee - INR 30K to 5+ Lakhs

Career Path – Data Scientist, Data Analyst, System Developer, 

Average Salary -  INR 6.0–19.9 LPA

Top Recruiters – Deloitte, PwC, Asian Paints, ABC, NoBroker, Goldman Sachs

Course Mode - Flexible

Duration - 3 or 4 years

BA Mathematics 

If you’re interested in building your career in the field of mathematics itself, you can pursue a BA in mathematics as a course after 12th commerce. It is one of the most beneficial courses for students looking to attempt government exams or certification courses, as generally, there is a separate quantitative section in these exams.

 Average Course Fee - INR 8K to 1.5+ Lakhs

Career Path – thematician, Research Analyst, Statistician, Educator

Average Salary -  INR 2.0–4 LPA

Top Recruiters – VSSC, Space Applications Centers, ABBA, TIFR

Course Mode - Regular/Online/Distance 

Duration - 2 to 5 years

Best After 12th Commerce Courses List Without Maths

If you're not interested in pursuing maths-heavy streams for commerce career options after 12th, you may go for courses after 12th commerce that focus on other fields. Depending on where your interests lie, you can pursue any of the UG courses for commerce students from the list of courses for commerce students without Maths.

Bachelor of Hotel Management

BHM is one of the most popular courses that student pursue after 12 commerce for a course with no major focus on quantitative studies and math mathematics. The industry is an evergreen business, thus offering multiple professional opportunities. One may also work in tourism sector if interested after getting a BHM degree.

Average Course Fee - INR  30K to 5+ Lakhs

Career Path - Front Office Manager, Beverage Manager, Housekeeping Head, General Manager, Logistics Head 

Average Salary -  INR 2-4.5  LPA 

Top Recruiters – Oberois, SukhVillas, Raddioson, Taj, ITC, Leela, Hyatt, Ritz and Carlton

Course Mode - Regular/ODL 

Duration - 3 or 4 years

Bachelor of Business Administration  

The BBA degree focuses on developing managerial skills and knowledge in students and building foundational business skills. The degree focuses more on developing skills such as leadership, entrepreneurial spirit, management, and communication, rather than solely on analytical abilities. This surely is one of the best commerce career options after 12th.

Average Course Fee - INR 9K to 3+ Lakhs 

Career Path – Financial Analyst, Marketer, Operations Manager, Business Development Officer, Entrepreneur

Average Salary -  INR 2-4 LPA 

Top Recruiters – Meta, Microsoft, Adobe, Unilever, PepsiCo, Zomato, Amazon 

Course Mode - Regular/Online/Distance 

Duration - 3 or 4 years

Bachelor of Arts  

There are various specialisations that you can follow under a BA degree, such as journalism, mass communication, sociology, and psychology, that offer a highly rewarding career after 12th commerce.

Average Course Fee - INR 9K to 3+ Lakhs 

Career Path – Journalist, Psychologist, Educator, Sociologist, Policy Analyst, Marketer

Average Salary -  INR 2-4+ LPA 

Top Recruiters – Flipkart, Reliance Jio, Axis Bank, HDFC Bank,  Adobe, Unilever, PepsiCo

Course Mode - Regular/Online/Distance 

Duration - 3 or 4 years

Bachelor of Laws (LLB) 

For all the students who are interested in streamlining their career into a new direction, they can pursue a BA LLB as their UG course after 12 commerce and build a career in the law domain. Highly popular among students at the UG level, the course offers various career opportunities in different domains.

Average Course Fee -  INR 20K to 5+ Lakhs

Career Path - Corporate Lawyer, Research Analyst, Legal Tech Expert, Policy Researcher

Average Salary - INR 3-5 LPA 

Top Recruiters – KGISL Tech Technologies, Overture Private Limited, Namrata Group

Course Mode - Regular

Duration - 3 years

Bachelor of Design / Bachelor of Fine Arts (B.DES/BFA)

If you’re not interested in pursuing a career in the same field after 12th commerce, you can rather go for artistic degrees like a Bachelor of Design or Bachelor of Fine Arts and explore new career options with great salaries.

Average Course Fee - INR 15K to 4+ Lakhs

Career Path – Fashion Designer,  Graphic Designer, Illustrator, Interior Designer, Art Director

Average Salary -  INR 2-4.5 LPA 

Top Recruiters – Myntra, Nykaa, Ogilvy, Zomato, Swiggy, NDTV, Nazara

Course Mode - Regular/Online/Distance 

Duration - 3 or 4 years

List Of Integrated Courses After 12th Commerce

One of the best career options after 12th commerce is to pursue integrated courses, which combine UG courses for commerce students with a master's degree, such as BCom plus MBA, BBA + MBA, BCom + CA/CS/ACCA, etc., into a single programme. Comparatively, these professional courses after 12th commerce offer deep expertise and are of shorter duration. 

An integrated course can be the best degree after 12th commerce for students who are sure about pursuing a master's degree after pursuing any of the suitable UG courses for commerce students of a general 5-year duration. Let's have a look at after 12th commerce courses list from the integrated courses.

BCom + MCom

Among the most popular after the 12th commerce courses list is the integrated course of BCom and MCom; students looking for financial or accounting expertise with broad business knowledge and skills can go for this five-year course, without a doubt.

Average Course Fee: INR 50K - 5LPA+ 

Career Path: Financial Analyst, Marketer, Operations Manager, Business Development Officer, Entrepreneur

Average Salary: INR 3.5-7+ LPA

Top Recruiters: JP Morgan Chase, Oracle, DE Shaw, Tata Consultancy Services, Deloitte, Ernst and Young, BNY Mellon, Wells Fargo, HSBC Group

Course Mode- Regular/Online/Distance

Duration: 5 years 

BCom + MBA

After 12th commerce courses list includes the popular integrated course of BCom and MBA that offers learners with high-level managerial skills and knowledge in various fields like marketing, finance, banking, operations, etc., for various career options for commerce students. It is also one of the courses after 12th commerce with high salary prospects for the skilled individuals having an industrially relevant skillset.

Average Course Fee - INR 50k to 6+ Lakhs

Career Path – Financial Manager, Marketer, Lostigic Head, Entrepreneur, Business analyst

Average Salary -  INR 3.5-8+ LPA 

Top Recruiters – Amazon, IBM, Google, Microsoft, Tiger Analytics, Mastercard, Myntra, 

Course Mode - Regular/Online/Distance 

Duration - 5 year

BBA + MBA

One of the best options for students looking to pursue professional courses after 12th commerce is an integrated MBA degree, which is a five-year dual course for students looking to build the best career after 12th commerce. The course offers refined and advanced managerial knowledge and skills for the learners to develop a core business mindset.

Average Course Fee - INR 40K to 4+ Lakhs

Career Path – Data analyst, Statiscian, Language Programmer, Database Engineer, Web Developer

Average Salary -  INR 4-10+ LPA 

Top Recruiters – Infosys, Amazon, IBM, Google, Microsoft, NVIDIA, Tiger Analytics, Mastercard

Course Mode - Regular/Online/Distance 

Duration - 5 years

BCA + MCA

If you’re interested in gaining in-depth technical skills and knowledge along with expertise in the IT field, software development, programming languages, etc., an integrated BCA + MCA course is one of the best career options after 12th commerce for students wanting to build their careers in sectors like IT development, software, engineering, programming, etc. 

Average Course Fee - INR 40K to 4+ Lakhs

Career Path – Data analyst, Statiscian, Language Programmer, Database Engineer, Web Developer

Average Salary -  INR 4-10+ LPA 

Top Recruiters – Infosys, Amazon, IBM, Google, Microsoft, NVIDIA, Tiger Analytics, Mastercard

Course Mode - Regular/Online/Distance 

Duration - 5 years

BCom + CA/CS/AACA

One of the best career options after 12th commerce is to go for a BCom Degree integrated with professional courses after 12th commerce, like CA/CS/AACA. This is one of the integrated UG courses for commerce students that offers industry-relevant training along with specialist skills and knowledge for interested individuals to work either in professional accounting setups and gain advanced secretarial certifications.

Average Course Fee - INR 70K to 6+ Lakhs

Career Path – CA, CS, 

Average Salary -  INR 5-12+ LPA 

Top Recruiters – ABC, NoBroker, Goldman Sachs, Spandana Financial, Wipro, Air India

Course Mode - Regular/Flexible

Duration - 3-5 years

List Of Skill Development Courses For Commerce Students Available On E-Learning Sites

Today’s times are highly competitive. While after 12 commerce career options are many, it is important that students learn industry-relevant skills and knowledge apart from getting degrees to stay competitive. In the list below, we have mentioned a few skill development courses after 12th commerce career options for students who want to build a successful career after 12th commerce, offered by various institutions or platforms, free of cost or paid, through the online mode of learning. There are various courses available for students wanting to pursue commerce courses after 12th that can help them develop their skills and be well-rounded professionals.

Skill Course Name

e-Learning Platforms

Cost

Try It: Intro To Python

edX

Free

Digital Business Marketing With Easil

 Coursera

Free

 Business Finance Essentials

 Udemy

Free

Advanced Organisational Behaviour

Saylor Academy

Free

 Financial Skills – Advanced

National Skill Development Corporation

Free

AI for Product Managers

 

Amity Online

INR 29,999/-

Leadership Skills

IIM Ahmedabad + Coursera

Free Enrollment

Certificate in Communication Skills and IT Skills

IGNOU

INR 5,700/-

Certificate in Predictive Analytics Using Python

Amity Online

INR 40,000/-

Generative AI Certificate Programme

Jain Online

INR 30,000/-

The ROI (Rate of Interest) and earning prospects for students belonging to the commerce field are fairly good. Also, after 12 commerce career options are plenty. The average salary drawn by a commerce student in the past 5 years would depend on his/her academic qualification. For example, while a BCom student may earn between INR 2-4+ LPA, an MCom student may earn higher, at an average of INR 3-7+ LPA. 

 

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Career Prospects after 12th Commerce

What are the various career options for commerce students? Students pursuing a career after 12th commerce, either in the same field or a new one, can find great career prospects given that they have industry-relevant skills and knowledge. Also, if the learners keep upskilling themselves, there are multiple lucrative career options after 12th commerce, with great ROI and high salaries. Let’s have a look at the various after 12 commerce career options and average salaries for the most popular professional roles and commerce career options after 12th.

Job Role

Average Salary

Top Recruiters

Investment Banker

INR 4.1–22.3 LPA

JP Morgan, Goldman Sachs, Axis Bank, HDFC Bank, BNY Mellon, Ernst and Young, Tata Consultancy Services

CA

INR 6.0–19.9 LPA

Deloitte, PwC, Asian Paints, ABC, NoBroker, Goldman Sachs, Spandana Financial, Wipro, Air India

Financial Analyst

INR 6.1–19.2 LPA

JP Morgan Chase, Oracle, DE Shaw, Tata Consultancy Services, Deloitte, Ernst and Young, BNY Mellon, Wells Fargo, HSBC Group, Citicorp

Auditor

INR 4.7–12.2 LPA

EY, PwC, BDO, RSM, Reliance Industries, HDFC Bank, State Bank of India, Securities and Exchange Board of India, Reserve Bank of India

Management Consultant

INR 4.5–30.4 LPA

Deloitte, PwC, Citco, KPMG India, Mercedes, ZS, Accenture, AWS, Bain and Company, EY India

Corporate Lawyer

INR 3.6–11 LPA

KGISL Tech Technologies, Overture Private Limited, Namrata Group, Clifford Chance, Epiq Systems, Anand and Anand

Data Scientist

INR 4.7–8.3 LPA

Infosys, Amazon, IBM, Google, Microsoft, NVIDIA, Tiger Analytics, Mastercard, JP Morgan Chase, Flipkart, Reliance Jio

Marketing Specialist

INR 3.6–10.1 LPA

Meta, Microsoft, Adobe, Unilever, PepsiCo, Zomato, Amazon, IBM, Tata Consultancy Services, Wipro

System Developer

INR 4–10.2 LPA

IBM, Amazon, Apple, HCLTech, Tech Mahindra, AMD, Morgan Stanley, Intel, Nverse India, Infosys, Google

*Please note that the salary figures are based on data driven by verified sources such as AmbitionBox, Glassdoor, upGrad, etc. Know that these are ballpark ranges, and the salary figures may vary depending on industry, location, type of organisation, experience, skills, additional qualifications, and other factors.        

Top Universities Offering Courses after 12th Commerce?

Students can pursue an undergraduate course after 12 commerce. In India, there are multiple universities offering courses such as BCom, BBA, BCA, etc., suitable for students after grade 12. Also, depending on what suits a student more, one can also pursue these courses either online or offline. Have a look at the top universities in India offering courses after 12th for commerce students through online and offline modes.

Course 

Best Online Colleges

Best Offline Colleges 

BCom

Amity Online, Jain Online, NMIMS Online, GLA Online, IGNOU

Punjab University, Himachal Pradesh University, Banaras Hindu University, Jamia Millia Islamia, Jadavpur University, Aligarh Muslim University

BBA

DY. Patil  Vidyapeeth Online, Manipal Online, IGNOU,  Jain Online, CU Online, UPES Online

Osmania University, NMIMS, Chandigarh University, Parul University, Calcutta University

BCA

LPU Online, MAHE, Jain Online, Amity Online, UPES Online, 

Aligarh Muslim University, Himachal Pradesh University, Parul University, Punjabi University, Kerala University

BA Economics

Amity Online, Manav Rachna Online, Online Manipal, Parul University Online, Aligarh Muslim University Online

Banaras Hindu University, Jamia Millia Islamia, Jadavpur University, Osmania University, University of Madras

BA

IGNOU, CU Online, Parul University Online, LPU Online, Online UU

University of Hyderabad, Jamia Millia Islamia, Calcutta University, Mahatma Gandhi University, Parul University

Takeaway

There are several career options after 12th commerce if you’re looking to pursue a course at a graduate level. In the block above, we have discussed the list of commerce courses after 12th that one can pursue depending on their interests. There are courses after 12th commerce with high salary prospects, provided you have industry-relevant skills and knowledge. The best degree after 12th commerce would be the one that matches your academic interest and helps you attain your professional goals. You could have a bright career after 12th commerce. If you choose the right course, work on building your skills and knowledge and stay updated with the industry changes and trends.

FAQs

Q.1 What to pursue as a course after 12 commerce?

Depending on your academic interests and professional aspirations, you can pursue a B.Com, BBA/BCA, or a BA degree, depending on completion of the 12th grade from the commerce field. You can also pursue these degrees either through online or offline mode, depending on which suits you better.

Q.2. In commerce, which field is the best?

If you are looking for the best field in commerce, it actually depends on your academic interests and professional dreams. You can pursue a degree like B.Com or BBA/BCA after 12th commerce that offers multiple professional opportunities to learners.

Q.3 Can I pursue a course after 12th commerce online?

Yes, you can absolutely pursue a course after 12th commerce online. However, you have to pursue it from a UGC-recognised university, as only its online degrees are valid, credible, and on par with regular programmes.

Q.4 What is the average pay scale of commerce students?

The average pay scale of commerce students is INR 2 to 7 LPA. However, the pay scale may vary depending on one’s skills, academic qualifications, industry, prior experience, etc.

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