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Manavta
16 July, 2025
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Your commerce degree is more powerful than you think! People often associate commerce with corporate jobs, especially in the private finance sector. However, as a commerce graduate, you could have an edge in the government sector as well. We live in a country where students often prioritise career stability, prestige, and lifetime security with pension schemes. In India, there are various government jobs for commerce graduates.
While some lead to your discipline in banking and finance, others could be your gateway to secure one of the highest-ranking officer posts in India. Jobs associated with the finance sector, such as banks, are often considered the best government jobs for commerce students. No matter what your dream is, there are government jobs for commerce students. With this blog, we shall provide you with a list of government jobs for commerce students. Discover the entrances required, eligibility, and more vital information. So, let us quickly get into it!
Explore the best job opportunities for commerce students in the government sector at a glance. We have listed several best government jobs for commerce students and salary prospects. Check out:
| Government Job Role | Average Monthly Salary (INR) |
|---|---|
| Probationary Officer | INR 74,000 – INR 76,000 |
| RBI Grade-B Officer | INR 1,08,404 – INR 1,16,914 |
| Banking Clerk | INR 38,180 – INR 42,240 |
| IAS/IFS/IPS Officer | INR 56,100 – INR 2,50,000 |
| Indian Army Officer | INR 56,100 – INR 1,77,500 |
| SBI Clerk | INR 39,544 – INR 45,888 |
| SBI PO | INR 80,000 – INR 85,000 |
| Income Tax Inspector | INR 44,900 – INR 1,42,400 |
| Railway Commercial Clerk | INR 35,000 – INR 42,000 |
| LIC AAO | INR 88,667 – INR 1,20,000 |
Note: Salary is subject to vary depending on various allowances and guidelines of the government sector.
Explore the top commerce student government jobs after graduation. Scroll ahead to learn about crucial details for these jobs.
A Probationary Officer or PO is an entry-level managerial job in the public banking sector of India. The Institute of Banking Personnel Selection, also known as IBPS, conducts an exam for probationary officers every year. Upon qualification, you would be appointed for a PO role in one of the national banks across India. The job allows you to undergo a period of probation and learn the operations of the Indian banking sector. While PO is one of the most popular government jobs for commerce graduates, IBPS PO is among the most in-demand government exams for commerce students.
| Parameter | Details |
|---|---|
| Entrance Exam | IBPS PO |
| Selection Process | Prelims + Mains + Interview |
| Minimum Eligibility | Bachelor’s degree in any discipline Age limit: 20-30 Years |
| Salary Prospects | INR 74,000 – INR 76,000 in hand per month |
The Reserve Bank of India (RBI) hires individuals for mid-level managerial positions. As an RBI Grade-B officer, you would be responsible for implementing monetary policies, supervising and regulating the financial institutions spread across India, and more. It is among the best government jobs for commerce graduates, who are seeking to secure a role in the one and only central bank of India. To be appointed, you need to take the RBI Grade B exam. The job requires you to clear the preliminary, mains and interview rounds. RBI Grade-B officer is one of the best after B Com government jobs.
| Parameter | Details |
|---|---|
| Entrance Exam | RBI Grade B |
| Selection Process | Prelims + Mains + Interview |
| Minimum Eligibility | Graduation with 60% for general and 50% for SC/ST/PwBD candidates. Age limit: 21-30 Years |
| Salary Prospects | INR 1,08,404 – INR 1,16,914 in-hand per month |
Another government job for commerce graduates includes a clerk role across the central banks in India. IBPS (Institute of Banking Personnel Selection) conducts the IBPS Clerk exam to recruit candidates for this role. As a commerce student, preparation for clerk exams becomes slightly easier, since you are already introduced to the banking number system. Besides, to secure this job, you do not need to qualify for any interview round, just prelims and mains.
| Parameter | Details |
|---|---|
| Entrance Exam | IBPS Customer Service Associate (formerly: IBPS Clerk) |
| Selection Process | Prelims + Mains |
| Minimum Eligibility | Passed bachelor’s degree Age limit: 20-28 Years |
| Salary Prospects | Approx. INR 38,180 – INR 42,240 in-hand per month |
Indian Administrative Service (IAS), Indian Foreign Service (IFS), and Indian Police Service (IPS) are several esteemed posts in the Indian government sector. These are managerial roles that allow you to regulate public order, law enforcement, and internal security. Union Public Service Commission (UPSC) conducts the Civil Services Exam (CSE) to recruit individuals for this post. It is one of the authoritative government jobs for commerce graduates. You can start preparation for UPSC right after your 12th or graduation.
| Parameter | Details |
|---|---|
| Entrance Exam | UPSC Civil Services Exam (UPSC CSE) |
| Selection Process | Prelims + Mains + Interview |
| Minimum Eligibility | Passed bachelor’s degree Age limit: 21-32 Years |
| Salary Prospects | INR 56,100 – INR 2,50,000 (varies by experience) |
If you have ever thought of being an army officer, pursuing commerce might have distracted you from your dream; this could be your opportunity. Every year, UPSC conducts the CDS (Combined Defence Services) exam to recruit graduate students for the central armed forces. As a commerce graduate, you could not be a part of the Indian Navy and Air Force unless you studied mathematics and physics in 10+2. However, you could be appointed as a lieutenant, lieutenant general, major general, or a defence officer in the Indian Army.
| Parameter | Details |
|---|---|
| Entrance Exam | UPSC Combined Defence Services (UPSC CDS) |
| Selection Process | Written Exam + Interview + Medical Exam |
| Minimum Eligibility | Passed bachelor’s degree Age limit: 19-24 Years |
| Salary Prospects | INR 56,100 – INR 1,77,500 (varies by roles and experience) |
Also known as Junior Associate, it is a front-line post in the State Bank of India. It is among the ideal government jobs for commerce graduates who want to build their careers in the public finance sector. To secure this post, you need to take the “SBI Clerk” entrance exam, conducted annually by the State Bank of India authorities. As an SBI Clerk, you could be in charge of customer service, cash handling, account management, document processing, etc.
| Parameter | Details |
|---|---|
| Entrance Exam | SBI Clerk |
| Selection Process | Prelims + Mains + Language Proficiency Test |
| Minimum Eligibility | Passed a Bachelor’s Degree Age limit: 20-28 Years |
| Salary Prospects | Approx. INR 39,544 – INR 45,888 per month |
You could either be a part of SBI for junior-level roles or managerial roles. Commerce graduates who are seeking top-level and high-paying posts in SBI can opt for the SBI PO exam. With this exam, you would be appointed to a managerial position as an officer on probation. Learn the management and operations of the foremost bank of India, SBI. The initial in-hand salary for this post lies between INR 80,000 and INR 85,000. Depending on your experience and promotions, it is subject to an increase in future.
| Parameter | Details |
|---|---|
| Entrance Exam | SBI PO |
| Selection Process | Prelims + Mains + Interview |
| Minimum Eligibility | Graduation from a recognised institute Age limit: 21-30 Years |
| Salary Prospects | INR 80,000 – INR 85,000 in hand per month |
You could leverage your background in commerce to become an Income Tax Inspector. Known to be one of the eminent commerce student government jobs, it is one of the top-level roles in the public sector. You could apply for the post via the “Combined Graduate Level” exam, conducted by the Staff Selection Commission (SSC). Upon clearing the exam, you could be assigned different roles. If not ITI, SSC CGL opens your pathways to numerous top jobs under the central government of India.
| Parameter | Details |
|---|---|
| Entrance Exam | SSC CGL |
| Selection Process | Tier 1 + Tier 2 + Physical Exam & Document Verification |
| Minimum Eligibility | Graduation from a recognised institute Age limit: 18-27 Years |
| Salary Prospects | INR 44,900 – INR 1,42,400 per month |
This is the job role of a railway front-line staff member. As a commerce graduate, being a railway commercial clerk is related to your discipline. However, Indian railways offer a wide variety of entry-level to top-ranked positions to commerce graduates as well. To become one, you need to apply for the NTPC (Non-Technical Popular Categories) exam. The exam also opens pathways to some high salary government jobs after 12th for female. It is organised every year by the Railway Recruitment Board (RRB). Railway commercial clerk is a Group C post. With this role, you could be responsible for issuing tickets, handling cash transactions, or managing passenger queries. You can pursue this govt job after 12th commerce.
| Parameter | Details |
|---|---|
| Entrance Exam | RRB NTPC Group C |
| Selection Process | CBT 1 + CBT 2 + Document Verification + Medical Exam |
| Minimum Eligibility | Passed 10+2 from a recognised board Age limit: 18-33 Years |
| Salary Prospects | INR 35,000 – INR 42,000 in hand per month |
The job is available in both the private and public sectors. In the Indian government sector, the Life Insurance Corporation or LIC hires individuals for AAO posts. The post follows a blend of administrative and customer service tasks. Different responsibilities may include policy management, claims processing, and customer interaction. LIC organises AAO exams annually to recruit candidates. This could be one of the best government jobs for commerce graduates who want to work in insurance companies.
| Parameter | Details |
|---|---|
| Entrance Exam | LIC AAO |
| Selection Process | Prelims + Mains + Interview |
| Minimum Eligibility | Bachelor’s degree from a recognised institution Age limit: 21-30 Years |
| Salary Prospects | INR 88,667 – INR 1,20,000 (Approx.) per month |
To secure your dream after B Com government jobs, there is generally only one way. It is to take the government competitive exams. The Government of India organises various government exams for commerce students. As a commerce graduate, you can apply for both competitive exams. The ones that require only 10+2 eligibility and others that demand graduation. Here is how you can get a government job after BCom:
Your commerce degree offers more than just private sector roles. It could be your versatile foundation leading to prestigious roles in the government sector. However, good things take time and preparation. With the right preparation, strategic learning, and awareness of exam eligibility and syllabus, you could land top positions in organisations like RBI, CDS, national banks, and more. So, whether you dream of policymaking or district magistrate, the world of government jobs is wide open. There is no right time to take the first step. When you do, that is the right time.
Jobs associated with the finance sector, such as banks, are often considered the best government jobs for commerce students. You can consider jobs like IBPS Clerk, IBPS PO, SBI Clerk, SBI PO, etc. Moreover, SSC CGL opens your pathways to various job roles other than finance across the central government of India, regardless of your academic discipline.
A CA or Chartered Accountant is a professional designation more than a job. CAs can work in both the private and public sectors. Both private and government organisations hire CAs for various accountancy job roles.
To secure high-paying and decent roles after 12th in commerce, it is better to look for government ones. Railway Group D, IBPS Clerk, SSC MTS, and India Post GDS are several the best exams. These exams generally follow an exam pattern of 10th to 12th level, opening your doors to some top-notch job opportunities in the government sector.
Indian Administrative Services (IAS) officers are known to earn the highest salary packages with a maximum salary of INR 2,50,000 per month. IAS posts are awarded under the UPSC CSE exams.
There are many high-salary government posts in the Indian Navy, Air Force, and Indian Army for females after the 12th standard. However, some of them may require mathematics and physics in 10+2. Females can also consider postal assistants, junior secretarial assistants, lower division clerks, etc.
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