Cheapest Online MCA Colleges in India, Programmes Under 1 lakh

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Aditi

10 March, 2026

Cheapest Online MCA Colleges in India, Programmes Under 1 lakh

The demand for skilled IT professionals continues to grow across the globe. According to various reports, the Indian IT sector has employed more than 5 million people. With so many advancements going on in the market, it has become essential for you to build stronger skills. That is why many candidates pursue online MCA programmes to expand their work experience and focus on academics. However, the major concern for most of you is the high cost of the programme. Well, there are many affordable online MCA colleges in India, allowing you to study from home for under 1 lakh. Traditional MCA can generally cost between INR 2 to 5 lakh or even more. 

  • Fee for government universities - INR 40,000 - 90,000
  • Fee for private universities - INR 70,000 - 1,00,000 

With the affordable online MCA course options, you get flexibility, industry-relevant curriculum and a budget-friendly fee structure. In addition to this, Learning Routes offers an early bird scholarship of upto 10% for the deserving students. In this blog, we have discussed the best affordable online MCA colleges in India with their fee structure and other details. 

Top Government Universities for Affordable Online MCA

Finding the right university matters a lot when planning for an online degree programme. You have to verify the online university’s accreditation, curriculum, student support facilities, placement assistance and affordability. There are several UGC-recognised online MCA colleges in India, but not all have fees under 1 lakh. 

We have compiled a list of government universities for affordable online MCA colleges in India that offer quality, cost-effective education.  

College Name 

Total Fees

Accreditations and Rankings 

IGNOU

INR 50,800 (for online)

NAAC A++, UGC-DEB

Jamia Hamdard University 

INR 87,000 

NAAC A+, UGC-DEB 

LPU Distance Education 

INR 58,000

NAAC A++, UGC-DEB, AACSB, AICTE, AIU, IAU, ACU

Osmania University 

INR 60,000

UGC-DEB, NAAC A+ 

Nalanda Open University 

INR 40,000

UGC-DEB

Top Private Universities for Online MCA Under 1 Lakh 

Although the government universities are more affordable than private universities. However, in private universities, the fee may be high, but you surely get advanced infrastructure and an industry-focused curriculum. Now, let’s have a glimpse of the top private universities offering affordable online MCA courses under INR 1 lakh. 

College Name 

Total Fees

Accreditations and Rankings

GLA University 

INR 86,000 

NAAC A+, UGC-DEB, AICTE, AIU

Galgotias University 

INR 84,200 

UGC-DEB, NAAC A+, AACSB, NBA

Mangalyatan University

INR 67,000 

UGC-DEB, NAAC A+, AIU, AICTE

Sharda University 

INR 1,00,000 

UGC-DEB, NAAC A+

Graphic Era University 

INR 70,000

NAAC A+, AICTE, UGC-DEB

Also Read: Should you Choose GLA University Online for Higher Education?

Calculating the ROI of Online MCA Colleges 

When choosing an online education university, it is essential to evaluate the return on investment of that particular institution. ROI refers to the career growth, skills and salary you receive compared to the money you have invested. Pursuing an affordable online BBA from a well-recognised university can provide an outstanding ROI primarily because of the low fees. 

 

Let’s understand this with an example. If you are completing the online MCA course within INR 60,000 to INR 90,000, you can easily qualify for entry-level job roles. The starting salary of most IT jobs is between INR 4 and 10 LPA. This means that you can easily earn the money you invested in online MCA within 3-4 years. 

 

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Moving further, let's see which factors influence the ROI of the affordable online MCA course: 

  • Cost of the programme
  • Industry-relevant curriculum
  • Practical training and project-based learning
  • Internship or placement assistance
  • Potential salary you get after the course

Scholarships and Financial Assistance in Online MCA 

Even affordable online MCA programmes come with exclusive scholarships, fee waivers, and EMI facilities. This depends on the college you have chosen. Typically, most of the private universities have flexible payment options and zero cost EMI option. Whereas, scholarships are often provided on the basis of merit, early admissions, category, or employer-sponsored courses. 

College Name 

Scholarship and Fee Benefits 

GLA University 

INR 4,000 off on full payment and INR 2,000 off on yearly payment. 

Sharda University 

EMI option starting at INR 6,375 per month

Mangalyatan University 

10% to 20% scholarships to students in different categories

Amity Online 

No cosy EMI and wide range of exclusive scholarships available upto 100%

Factors to Consider While Selecting the Cheapest Online MCA Colleges

It may look like a simple decision, but less fees is not the only thing you have to consider. Simply going after low fees won’t guarantee you better career opportunities or quality education. Therefore, before you finalise your choice of university, make sure to evaluate it on certain parameters. 

Here are things you should consider while selecting the cheapest online MCA college: 

  • University recognition and accreditation to ensure the validity of the degree.
  • Check for the total programme fee, which covers tuition fee, admission fee, examination fee, registration fee, study material cost, etc.
  • The curriculum must be relevant to the current standards of the industry.
  • Quality of learning platforms and the vastness of study materials.
  • Experience of the teaching faculty.
  • Placement support and career guidance.
  • Check for student reviews and alumni feedback. 

How to Apply to Affordable Online MCA Colleges in India?

Enrolling in online MCA remains a straightforward process because almost every formality is completely digital. Although the application process may differ in every college, here is the step-by-step guide to apply to the most affordable online MCA college in India. 

  • Register on the official website of the university.
  • With the application ID, complete the admission form with basic details, including personal contact information.
  • Upload the scanned copies of the required documents.
  • Pay the non-refundable registration fee and submit the application form.
  • Wait for the document verification and confirmation from the university’s end.
  • On receiving confirmation, pay the tuition fee and book your seat. 

Summarising 

Upgrading your career and skills to the next level does not necessarily need a big financial investment. There are many affordable online MCA university options whose fee structure is under 1 lakh. However, aside from being affordable, you should make sure that the university is well recognised and reputable. In fact, check for parameters like curriculum, placement support, and type of learning resources. 

FAQs 

Q1. How much does MCA cost?

In private universities, the cost of MCA can be high, that is, between INR 1,50,000 to 5,00,000. Whereas, in government universities, the fee is lower than this. 

Q2. Is MCA online worth it?

If you are looking for better career opportunities or a salary hike, an online MCA can lead to professional advancements. 

Q3. Can I do MCA without BCA?

Yes, you just need a computer science background to apply in online MCA programme. 

Q4. Is MCA tough or MBA?

MCA is more technical and practical-based, whereas MBA focuses on strategy, leadership and management. 

Q5. Can I study MCA online?

Yes, you can study MCA in online mode from UGC-DEB recognised universities in different specialisations. 

 

Every query is necessary.

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A curious mind with a journalistic background, Aditi has spent five years shaping meaningful SEO rich content across the education domain. With a strong command over creative writing, copywriting and content writing, she focus on delivering content that is both search-optimised and has high readability.

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